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Hidden Regret and Advantageous Selection in Insurance Markets
Insurance markets Pooling Separating equilibria Coverage Optimal choice
2016/3/18
We examine insurance markets in which there are two types of customers: those who regret suboptimal decisions and those who don't. In this setting, we characterize the equilibria under hidden informat...
The Hidden Cost of Industrialization: Reflections on the Emergence and Reproduction of the African Industrial Working Class in Southern Africa
Emergence Reproduction
2014/12/2
Till S PAPER AMOUNfS toaseriesof discursive reflectionsonwhy industrial capitalism
has assumed the shape that it did in southernAfrica-and in South Africa
particularly-during the twogenerationsbefor...
Heterogeneity's ruses: How hidden variation affects population trajectories of age-dependent fecundity in Drosophila melanogaster
Drosophila fecundity heterogeneity plateau reproductive life span senescence simulation
2014/11/26
Background: Progress in understanding senescence requires information about age-dependent changes in individual organisms. However, for experimental systems such as Drosophila melanogaster we usually ...
Add-on Pricing, Naive Consumers, and the Hidden Welfare Costs of Education
bounded rationality competition regulation welfare consumer protection
2012/10/22
Previous research shows that firms shroud high add-on prices in competitive markets with naive consumers leading to inefficiency. We analyze the effects of regulatory intervention via educating naive ...
Hidden Consequences of a First-Born Boy for Mothers
female labour supply preference for sons mothers’ behaviour
2012/10/31
We show that in the US, the UK, Italy and Sweden women whose first child is a boy are less likely to work in a typical week and work fewer hours than women with first-born girls. The puzzle is why wom...
Confronting a Hidden Epidemic：The Institute Of Medicine's Report on Sexually Transmitted Diseases
Hidden Epidemic Sexually Transmitted Diseases Medicine's Report
2009/9/14
An estimated 12 million Americans acquire a sexually transmitted disease (STD) every year. More than 25 different infectious organisms can be transmitted sexually, and five STDs—chlamydia, gonorrhea, ...
The Virtue of Being Underestimated: A Note on Discriminatory Contracts in Hidden Information Models
Adverse selection statistical discrimination stochastic order relation
2013/10/18
A standard hidden information model is considered to study the influence of the a priori productivity distribution on the optimal contract. A priori more productive (hazard rate dominant) agents work ...